"Living life one cruise at a time." Meet Spencer, your expert mortgage loan officer specializing in reverse mortgages! With a knack for both reverse and traditional mortgages, Spencer is a top producer dedicated to realizing his clients' homeownership dreams. Beyond work, he's a beach enthusiast who loves spending time on his boat, soaking up the

sun and enjoying the calming waves. With Spencer, your mortgage journey will be smooth sailing! Thank you for considering City First Mortgage Solutions. Let's work together to achieve your homeownership dreams and financial security.